Orange, CA • Trusted Since 2005

Your debt shouldn't dictate your future.

We consolidate high-interest debt into one manageable monthly payment—often reducing it by 25-60%. No hidden fees, no long-term contracts, just a clear path to financial freedom.

Check Your Eligibility (800) 583-9374

No upfront fees

Licensed & insured

500+ clients helped

60%

Average payment reduction

About Us

A local partner in your financial journey

Based in Orange, California, First Choice Consolidation Group has been helping residents regain control of their finances for over two decades. We understand that debt can feel overwhelming—and that every situation is unique.

Our team of certified financial counselors works one-on-one with you to assess your situation, explore your options, and develop a personalized debt relief plan that fits your budget and goals. We're not a call center; we're your neighbors, committed to transparent, ethical service.

Personalized Attention

One counselor, one plan, one relationship built on trust.

Transparent Process

No hidden fees or surprises. You'll know exactly what to expect.

Proven Results

Hundreds of Orange residents have achieved debt freedom with us.

20+ Years of Service

How It Works

Three simple steps to debt freedom

We've streamlined the process so you can focus on what matters—getting your life back on track.

Free Consultation

Call us at (800) 583-9374 or fill out our online form. A certified counselor will review your debt situation—no obligation, no pressure.

Custom Plan

We negotiate with your creditors on your behalf to reduce interest rates and monthly payments, creating a plan that works within your budget.

Achieve Freedom

Make one affordable monthly payment to us, and we distribute it to your creditors. Over time, you'll be debt-free and on your way to a brighter financial future.

Why Choose Us

The advantages of working with First Choice

Lower Monthly Payments

Reduce what you owe each month by 25–60%, giving you breathing room in your budget.

Stop Harassing Calls

Once enrolled, creditors contact us—not you. Reclaim your peace of mind.

Fixed Payoff Timeline

Know exactly when you'll be debt-free. No endless minimum payments.

No Upfront Fees

We don't get paid until we deliver results. Your success is our success.

Creditor Negotiations

Our experienced negotiators secure reduced interest rates and settled balances.

Local & Accessible

Visit us at 1100 W Town and Country Rd, Orange, CA 92868 for an in-person consultation.

FAQ

Common questions, clear answers

Typically, we work with individuals who have unsecured debt of $5,000 or more. This can include credit cards, medical bills, personal loans, and other non-collateralized debts. Contact us for a free eligibility assessment.

Enrolling in a debt relief program may temporarily impact your credit score. However, many clients see improvement over time as they consistently make payments and reduce their overall debt burden. We'll discuss the specifics during your consultation.

Most programs are completed within 24–48 months, depending on your total debt amount and the negotiations with your creditors. We'll provide a projected timeline during your initial consultation.

We specialize in unsecured debt, including credit cards, medical bills, personal loans, payday loans, and some lines of credit. Secured debts like mortgages and auto loans are not eligible for our program.

No. We operate on a performance-based model—you only pay our fee after we successfully negotiate a settlement with your creditor. There are no setup fees, no monthly maintenance charges, and no risk to you.

Simply call us at (800) 583-9374 or fill out the contact form below. A certified financial counselor will reach out within one business day to schedule your free, no-obligation consultation—either over the phone or in person at our Orange office.

Get In Touch

Ready to take the first step?

Your financial future starts with a single conversation. Reach out today for a free, confidential consultation with one of our certified counselors.

Visit Us

1100 W Town and Country Rd
Orange, CA 92868-4600

Call Us

(800) 583-9374

Mon–Fri: 9am–5pm PST

Email Us

info@firstchoiceconsolidationgroup.com

Free Debt Relief Consultation

Fill out the form below and a counselor will contact you within 24 hours.

First Name *

Last Name *

Phone *

Email *

Total Debt Amount

Tell Us About Your Situation

Your information is confidential and will never be shared with third parties.